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Mr. James L. Anderson
Board Member

Mr. Anderson is chair of the compensation committee and a member of our nominating and governance committee.  He also served as a member of the strategy and corporate development committee until it was dissolved in October 2011.  He has served as a director since 1997.  Mr. Anderson is 71 years old.

Mr. Anderson brings strong leadership and management skills to the board developed through his extensive experience as an executive in the insuranceindustry. His business acumen and operational experience have also enabled himto provide valuable insights to the board and the committees on which he serves.

Since 2003, Mr. Anderson has been a Senior Vice President of Americo Life, Inc., a privately held life insurance and annuity holding company. He is also a Senior Vice President of several subsidiaries of Americo Life, Inc. engaged in the marketing and underwriting of life and annuity insurance products since 2003. Prior to 2003, he was President of Americo Financial Services, a third-party administrator and marketer of retirement plans for elementary and high school employees and seniors. He also served for ten years as the President and Chief Executive Officer of Fremont Life Insurance Company prior to its acquisition by Americo Life, Inc.

Prior to joining Fremont Life Insurance Company, Mr. Anderson served as Chairman and Chief Operating Officer of Physicians and Surgeons Underwriting Corporation, an insurance reciprocal management company for Physicians and Surgeons Insurance Exchange, a medical malpractice program for the western United States, and as President, founder and Chief Executive Officer of Hospital Insurance Services, a management company for hospital, medical professional and general liability programs in California. Prior to forming Hospital Insurance Services, he served as President and Chief Operating Officer for the property and casualty businesses of The National American Insurance Company. He has been a member of the board of directors of Baldwin Builders, LLC, a privately-held residential home builder in Orange County, California.

Mr. Anderson has a BS degree in business from Fort Hays Kansas State University and has participated in the IBM Executive Management program.

Values

In pursuing our mission, the board of directors, management and the company´s employees are guided by the shared Values presented below:

Integrity - Building trust through honest communications and doing what is right

Teamwork - Maximizing efficiency through collaboration and individual strengths

Respect - Valuing diversity and treating all stakeholders with fairness

Excellence in Service - Striving for excellence and quality in everything we do

Accountability - Taking ownership of one´s actions